As many Americans prepare for the new year, financial stability is a primary focus. A survey shows 38% prioritize financial wellness for 2025. Certified financial planners recommend several resolutions: create and adhere to a budget, maximize retirement contributions, and establish personal financial goals. Tracking spending habits can lead to better financial behavior. Additionally, estate planning is essential for everyone, even young adults. Experts suggest reviewing insurance coverages, tax strategies, and automating savings. To combat overspending, identify weaknesses and set reduced budgets. Lastly, maintain investment strategies despite market volatility, as history shows long-term growth typically prevails.
