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Wells Fargo Autograph Card Review: Insights for 2025

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The Wells Fargo Autograph℠ Card is a no-annual-fee credit card that offers valuable rewards for dining, travel, gas, transit, popular streaming services, and phone plans, earning 3X points on these categories and 1X points on all other purchases. New cardholders can earn a welcome bonus of 20,000 points after spending $1,000 in the first three months, redeemable for approximately $200 in cash or travel. The card provides a 0% intro APR for purchases for 12 months, but regular APR rates vary from 19.24% to 29.24%.

Benefits include cell phone protection, auto rental collision damage waiver, and access to the Visa Signature® Luxury Hotel Collection. While it allows point transfers to various airline loyalty programs, the card lacks premium travel perks such as airport lounge access and travel insurance protections.

For those seeking to maximize rewards, pairing the Autograph card with other cards like the Wells Fargo Active Cash® Card, which offers 2% cash back, can help cover additional spending categories. Ultimately, the Wells Fargo Autograph℠ Card is ideal for earning flexible travel rewards without an annual fee, though travelers seeking more comprehensive travel benefits may want to explore other options.

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