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Citi Strata Premier: A 2025 Review

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The Citi Strata Premier℠ Card is designed for individuals with good to excellent credit scores (670–850) and offers a generous welcome bonus of 75,000 ThankYou® Points—equivalent to $750 in travel rewards—after spending $4,000 in the first three months. Cardholders earn substantial rewards, with 10 points per dollar on hotels, car rentals, and attractions booked through CitiTravel.com, 3 points on dining and supermarkets, and 1 point on other purchases. The card also provides a $100 annual hotel benefit for stays of $500 or more.

Furthermore, there’s no foreign transaction fee, and points do not expire, allowing unlimited earning potential. Notably, cardholders can transfer points to numerous travel partners, enhancing redemption value. However, the card charges a 5% balance transfer fee (minimum $5), and car rental coverage is secondary. While the Citi Strata Premier offers solid rewards for grocery, gas, and travel spending, other cards may provide more comprehensive benefits. For those focused on maximizing rewards and travel options, it remains a competitive choice in the travel credit card market.

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